TecFin Limited Website Terms of Use

Last Updated: July 29, 2025

Welcome to "tecfin.nz". This Website is owned and operated by TecFin Limited, a company registered in New Zealand, with NZBN 9429047072077, and its registered office at 23M Walkers Road, Lyttelton, Christchurch 8082 ("we," "us," or "our"). The consultancy and representation of services provided by TecFin Limited are for commercial purpose, not general consumer loans or leases.

By accessing or using our Website, you agree to be bound by these Terms of Use, our Privacy Policy, and any other policies or disclaimers posted on this Website. If you do not agree with any part of these terms, you must not use our Website.

1. No Financial Advice

a. The information provided on this Website is for general informational purposes only and does not constitute financial advice. It is not intended to be a substitute for professional financial advice tailored to your specific circumstances, needs, and objectives.

b. Accessing or using this Website does not establish a client-advisor nor agency relationship between you and TecFin Limited.

c. You should seek specific advice from a qualified financial professional before making any financial decisions or taking any action based on the information contained on this Website.

2. Accuracy of Information

a. While we endeavour to ensure that the information on this Website is accurate and up-to-date, errors and omissions may occur. We do not warrant the accuracy, completeness, reliability, or suitability of the information, content, or materials provided on this Website.

b. We may change, delete, add to, or otherwise amend the information published on this Website without notice.

c. Any reliance you place on information obtained from this Website is strictly at your own risk.

3. Limitation of Liability

a. To the maximum extent permitted by New Zealand law, TecFin Limited, its directors, employees, agents, and affiliates will not be liable for any loss or damage of any kind whatsoever arising from your use of, or reliance on, this Website or the information contained herein. This includes, but is not limited to, direct, indirect, incidental, consequential, punitive, or special damages, loss of profits, data, or goodwill, even if we have been advised of the possibility of such damages.

b. This limitation of liability applies whether the alleged liability is based on contract, tort (including negligence), equity, or any other legal theory.

c. Nothing in these Terms of Use excludes or limits any liability that cannot be excluded or limited by law, including your rights under the Consumer Guarantees Act 1993 (if applicable).

4. Intellectual Property

a. All content and materials on this Website, including but not limited to text, graphics, logos, icons, images, audio clips, video clips, data compilations, and software, are the exclusive property of TecFin Limited or its content suppliers and are protected by New Zealand and international copyright, trademark, and other intellectual property laws.

b. You may access, view, and print content from this Website for your personal, non-commercial use only. Any other use, including the reproduction, modification, distribution, transmission, republication, display, or performance of the content on this Website, is strictly prohibited without our prior written consent.

c. The trademarks, service marks, designs, and logos displayed on this Website are registered and unregistered trademarks of TecFin Limited and its licensors. You may not use any of these trademarks without our prior written permission.

5. Links to Third-Party Websites

a. This Website may contain links to third-party websites that are not owned or controlled by TecFin Limited. These links are provided for your convenience only.

b. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites. The inclusion of any link does not imply endorsement by TecFin Limited of the site or its content.

c. We are not liable for any loss or damage arising from your use of such third-party websites. We encourage you to review the terms and conditions and privacy policies of any third-party websites you visit.

6. User Conduct

a. You agree to use this Website only for lawful purposes and in a manner that does not infringe the rights of, or restrict or inhibit the use and enjoyment of this Website by, any third party.

b. You must not use this Website to: i. Transmit or post any material that is defamatory, offensive, obscene, or otherwise unlawful or objectionable. ii. Impersonate any person or entity. iii. Engage in any conduct that is fraudulent, misleading, or deceptive. iv. Introduce any viruses, trojans, worms, logic bombs, or other material that is malicious or technologically harmful. v. Attempt to gain unauthorised access to our Website, the server on which our Website is stored, or any server, computer, or database connected to our Website.

7. Privacy

a. Your use of this Website is also governed by our Privacy Policy, which is incorporated into these Terms of Use by reference. Please review our Privacy Policy published here on this website to understand how we collect, use, and protect your personal information.

8. Governing Law and Jurisdiction

a. These Terms of Use are governed by and construed in accordance with the laws of New Zealand.

b. Any disputes arising out of or in connection with these Terms of Use or your use of this Website will be subject to the exclusive jurisdiction of the courts of New Zealand.

9. Changes to Terms of Use

a. We reserve the right to modify these Terms of Use at any time by posting the updated terms on this Website. Your continued use of the Website after any such changes constitutes your acceptance of the new Terms of Use. We encourage you to review these Terms of Use periodically for any updates.

10. Severability

a. If any provision of these Terms of Use is found to be invalid or unenforceable by a court of competent jurisdiction, the invalidity or unenforceability of such provision will not affect the validity or enforceability of the remaining provisions, which will remain in full force and effect.

11. Contact Us

If you have any questions about these Terms of Use, please contact us at:

TecFin Limited, 23M Walkers Road, Lyttelton, Christchurch, NZ 8082, +64 21 564 799, hello@tecfin.nz

We encourage you to review our website Terms of Use and Privacy Statement periodically.

J D Rayner, Director